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Finance · Everyday

Bill Split Calculator

Split a bill evenly across people, with an optional tip, and see exactly what each person owes.

The pre-tip subtotal on the check.
%
Share of the bill added as a tip.
How many ways to split the total.
Per person
$23.60

Total $94.40 (tip $14.40) split 4 ways

Rounded to cover the bill

Collect $24.00 from each person and you pool $96.00 — a $1.60 surplus over the $94.40 owed, which can round out the tip.

An $80 bill with an 18% tip split 4 ways is $80 × 1.18 = $94.40 total, so each person pays $94.40 ÷ 4 = $23.60. Because that divides evenly there is nothing to round; collect $24 each and you pool $96, a $1.60 surplus that tops up the tip.

What splitting a bill really means

Splitting a bill evenly is two small steps: work out the grand total, then divide it by the number of people. If you are leaving a tip, add it to the bill first so everyone chips in for it. The per-person share is simply that grand total shared out equally — one number that changes the moment you adjust the tip or the head count.

per person = (bill × (1 + tip)) ÷ people

tip here is written as a decimal, e.g. 18% = 0.18 · grand total = bill × (1 + tip)

Worked example

An $80 dinner, an 18% tip, split between 4 people.

  1. 1
    Turn the tip percent into a decimal. 18% ÷ 100 = 0.18.
  2. 2
    Multiply the bill by 1 plus that decimal. $80 × 1.18 = $94.40 grand total.
  3. 3
    Divide the total by the head count. $94.40 ÷ 4 = $23.60 each.
  4. 4
    Round each share up so the payments cover the bill. $24 × 4 = $96 pooled — a $1.60 surplus.

Per-person share of an $80 bill (18% tip → $94.40 total)

Tip customs vary widely by country; in the U.S., 15–20% is typical for table service, while in many places service is included or only small change is expected. Enter your own tip to match local custom.

PeoplePer personRounded up eachSurplus pooled
2$47.20$48.00$1.60
3$31.47$32.00$1.60
4$23.60$24.00$1.60
5$18.88$19.00$0.60
6$15.73$16.00$1.60

Pre-tax vs. post-tax tipping, and covering the rounding

Strictly, a tip rewards service, so it is figured on the pre-tax subtotal. Many people tip on the post-tax total instead for simplicity — the gap is usually a dollar or two. This tool tips on whatever bill figure you enter, so type the pre-tax subtotal if you want the precise version, or the post-tax total if that is your habit.

An even split rarely lands on a round number. Because paying $23.47 each is awkward, it helps to round each share up to the next whole unit: the pooled amount then always covers the check, leaving a small surplus that can round out the tip. If people ordered very differently, split each person’s own items and add tip to each subtotal instead of dividing evenly.

How do you split a bill with tip?
Add the tip to the bill to get the grand total, then divide by the number of people. For an $80 bill with an 18% tip, the total is $94.40, so split 4 ways each person pays $94.40 ÷ 4 = $23.60.
Should the tip be on the pre-tax or post-tax amount?
A tip is traditionally calculated on the pre-tax subtotal, since it rewards service rather than the tax. Many people tip on the post-tax total for convenience; the difference is usually only a dollar or two. Enter whichever bill figure you prefer.
How do I split a bill unevenly?
For an uneven split, total each person’s own items separately and add the tip to each subtotal, rather than dividing the grand total equally. This calculator handles the even case; for lopsided orders, run each person’s share on their own numbers.
What tip is customary?
It varies a lot by country. In the U.S., 15–20% is typical for sit-down service, with 20%+ for excellent service. In many parts of Europe and Asia service is included or only small change is expected, and in a few places tipping is uncommon. Check local custom.
How do I make sure everyone’s payment covers the bill?
An even split often lands on an awkward figure like $23.47. Round each person’s share up to the next whole unit — the pooled amount then covers the total with a small surplus that can boost the tip. The tool shows both the exact and the rounded-up figure.
Can I use this to split rent or shared costs?
Yes. Turn the tip off and it simply divides any shared amount evenly by the number of people, so it works for rent, groceries, a group gift, or utilities. The rounded-up figure helps ensure the collected money covers the total.