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Reference · Notation

Number to Words Converter

Write any number in words — plain text or cheque style.

Digits, an optional minus sign, and an optional decimal point.
Style
Try an example
In words
One thousand two hundred thirty-four

Capitalize the first word when it begins a sentence.

To write a number in words, name each three-digit group and add its scale: 1,234 becomes “one thousand two hundred thirty-four”. Hyphenate twenty-one through ninety-nine. For a cheque, write the dollars in words followed by the cents as a fraction — 99.99 is “ninety-nine and 99/100”.

How numbers become words

English number names work in three-digit blocks. Split the number into groups of three from the right — ones, thousands, millions, billions — name each block as a value from 1 to 999, then tack on the block’s scale word. So 1,234,567 reads as one million, two hundred thirty-four thousand, five hundred sixty-seven. The final block (the ones) takes no scale word.

Within a block, the hundreds digit gets “hundred”, and the last two digits follow the twenty-one … ninety-nine hyphenation rule. There is no group named after a decimal: digits after the point are read individually (“point three one”), or, on a cheque, the cents become a fraction over 100.

Numbers in words

Each three-digit group is named, then its scale word is appended.

NumberIn words
100one hundred
1,000one thousand
1,000,000one million
1,234,567one million two hundred thirty-four thousand five hundred sixty-seven

Worked example: 1,234,567

Build the words one three-digit group at a time, largest group first.

  1. 1
    Split into groups of three. Count off from the right: 1 | 234 | 567.
  2. 2
    Name each group 1–999. one · two hundred thirty-four · five hundred sixty-seven.
  3. 3
    Add the scale word. The groups from the left are millions and thousands: one million · two hundred thirty-four thousand.
  4. 4
    Join them in order. one million two hundred thirty-four thousand five hundred sixty-seven — the ones group needs no scale word.

Scales, hyphens, and cheques

Short scale vs long scale. This tool uses the short scale, where a billion is a thousand million (10⁹) and each new name is 1,000× the last. The long scale, once common in Europe, made a billion a million million (10¹²). Modern English — including British English since the 1970s — uses the short scale, so “billion” means 10⁹ here.

Hyphenation. Compound numbers from twenty-one to ninety-nine take a hyphen: forty-two, seventy-eight. Round tens (thirty) and hundreds/thousands (three hundred, two thousand) do not.

Cheque conventions. On the amount line, write the whole dollars in words, then “and”, then the cents as a two-digit numerator over 100 — for example “ninety-nine and 99/100”. Drawing a line through the remaining space stops anyone adding to the amount. For very large numbers see the scientific notation converter.

How do I write an amount on a cheque?
Write the whole dollars in words, then “and”, then the cents as a fraction over 100 — for example 99.99 becomes “Ninety-nine and 99/100”. Switch this tool to Cheque style to get that exact wording, then draw a line to fill the rest of the amount space.
What is the difference between short scale and long scale?
On the short scale (used here and in modern English) a billion is 10⁹ and each larger name is 1,000× the last. On the older long scale a billion was 10¹² (a million million). The tool always uses the short scale.
Do I hyphenate numbers like twenty-one?
Yes. Every compound number from twenty-one to ninety-nine takes a hyphen, so you write forty-two and eighty-seven. Round tens, hundreds, and thousands are not hyphenated.
Should I use “and” when writing whole numbers?
American usage omits it — “one thousand two hundred thirty-four”. British usage often inserts “and” before the final two digits — “one thousand two hundred and thirty-four”. This tool follows the American style for plain words, and uses “and” only to separate dollars from cents in cheque style.
How are the digits after a decimal point read?
In plain style they are read one digit at a time after the word “point”, so 3.14 is “three point one four”. In cheque style the first two decimal places become the cents fraction instead.
How do I write a negative number in words?
Prefix the word “negative”, as in “negative forty-two”. The tool adds this automatically when the number starts with a minus sign; some formal writing uses “minus” in the same position.